How Much Money Do I Need to Invest in Canada for PR?

If you have got the bags, then becoming a permanent resident in Canada will be very much easy for you. Becoming an investor in Canada is one of the fastest routes to obtaining a permanent resident in Canada.


Canada encourages people to come and invest and create jobs in the country and in return you are permitted to live in Canada permanently supposing you meet all the requirements. The Canadian laws and rules are made flexible to accommodate immigrants who wish to start or purchase a business in Canada.

So, can anyone who is not a permanent resident or a Canadian citizen be able to purchase a property in Canada? And how does buying a property help your immigration dreams?


One of the main goals of the Canadian government is to attract more immigrants to Canada, and one of the ways they are doing that is by providing jobs. By welcoming more investors to Canada, more jobs are created which means more immigrants can come to Canada and the country’s economy keeps growing.

With that in mind, all investors who meet the minimum amount requested from investors will be eligible to purchase an already existing business or start a new one.

 How Much Money Do I Need to Invest in Canada for PR?

To immigrate to Canada as an investor, you should meet some requirements, not just the amount of money you should have. The Canadian government created several immigrant investors programs to help attract investors who have enough funds to invest in the growth of the country’s economy.

You should as an investor be admissible to enter Canada and not be a threat to the medical and security safety of the residents in Canada.

You must meet all the requirements for the immigrant investor programs to be considered for permanent residence.

What is required?

All investors should have no intention of living in Quebec. (Quebec has its investors program which we will discuss later in this article.)

You are expected to have years of experience in business or investments. You will be required to present proof of business experience. A valid experience is owning and operating a business, managing at least five staff.

You must have a net worth of at least $1.6M CAD, of which you’d have to show proof of the source of the money and how it was acquired. This is to prove that the money is legally obtained and that you are not a fraudulent businessman.

You will also be required to make from $150,000 to $800,000 CAD investment to the Government of Canada. Your money will be returned after 5 years, but with no interest.

You must not be inadmissible to enter Canada.

If you invest in the government in an amount from $150,000 to $800,000, the Canadian government will offer you permanent residency after a period. Investors must prove that they have from $350,000 to $800,000 to invest.

Can I immigrate by buying a property in Canada?

Except you are applying as an investor, looking to purchase a business here in Canada, or actually start a new one. You not be issued any permanent residency for simply buying a property like a house in Canada.

There are currently no immigration options that are attached to buy a property in Canada, which means you will probably not immigrate to Canada by just purchasing a residential, commercial, or industrial property.

The main importance of purchasing a property in Canada is that it helps to establish you as a committed immigrant and also to reflect your attachment to Canada.

Best Ways for Investors to Immigrate to Canada

Like I said if you have the money, then obtaining a Permanent resident permit in Canada is very easy and simple. We are going to look at some ways or programs for investors to immigrate to Canada.

Quebec Immigrant Investor Program

All investors who wish to immigrate to Quebec particularly will need to apply for this program. The Quebec immigrant investor program was created to attract investors to Quebec. You are allowed to invest from $750,000 ($800,000 Canadian) and above with the government of the province of Quebec for a minimum of 5 years of which no interest rate is attached. After that duration, you will be eligible to obtain permanent residency including your family members. 

Immigrants Investor Program

This program is for investors who are going to invest in any other province besides Quebec. The amount you invest in this program ranges from $150,000 to $800,000. You will also receive your money back with no interest. However, you will be issued a permanent residency status after five years.

Provincial Nominee Program

All the provinces in Canada have their different provincial nominee program that allows them to attract and nominate immigrants for permanent residency and this includes investors.

For instance, PEI program requires you to have a minimum of $560,000 ($600,000 CAD), put up just over $185,000 ($200,000 CAD) as a refundable security deposit, and invest around $185,000 ($200,000 CAD) in a business.

You are also required to have at least 2 years of managerial and business experience in the last five years. You should also be proficient in the English Language with some educational achievements.

Key advantages of Canadian residence-by-investment

  • If you are applying as an investor then you don’t need to bother about living comfortably because you enjoy one of the best standards of living.
  • You do not need to stress yourself about having work experience since you are just going to gain some managerial experience.
  • You will get a resident permit easily and just after three of five years in Canada.
  • Canada needs your money to help boost the country’s economy and to create more jobs in Canada.
  • Excellent place to do business, with access to the entire North American market