1. Over charge by Bank:
Over charge by Bank mean the airtime you purchase is 104 Naira.
Explanation: Normally your bank charge you 100 Naira when you recharge airtime from your bank account but don’t forget that your bank will send you an alert of debit which cost you 4 Naira but this 4 Naira will not be deducted until monthly end when your bank will tell you that some amount have been deducted for SMS alert for the month of April as an example.
2. Vulnerable to hackers:
Vulnerable to hackers mean once you’re recharging from your bank account and hackers knows that your number is connect to your bank account then they will be finding a way to hack your bank account, this expose you to many attack like getting your BVN through your mobile number, receiving OTP from your bank account and they can also initialise transaction on your behalf.
Advantage of recharge airtime from your bank account.
Convenience mean it make recharge of airtime very easy for you at any time of the day even in the midnight in much as possible you have money in your bank account and you have enrol for USSD transaction on your phone.
2. Quick access to your Bank Services.
Quick access to your Bank services mean you can have access to all your bank services even though it is weekend time.
Be Safe And Stay Safe.